Minimum base rates can mean you are paying more than you expect and more than you need to…
When speaking to new clients and reviewing their existing facilities it is quite common for them not to be aware of the minimum base rate that is included in their agreement.
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If you have been with a lender for some time it may shock you to learn you may not be benefiting from the low Bank of England base rate.
Some lenders have minimum base rates in the agreement as high as 8%.
It is worth reviewing your facility to ensure you have got both the best structure and also the most competitive pricing available.